Mid Life Planning

Sometimes you just need someone on your shoulder to help you get the right outcome.

Planning for later life is essential, but how many of us get it right? Often people find that they get to retirement and wish they’d done more to plan for it sooner. Whilst we can’t guarantee to make your retirement a wealthier place, through some carefully selected partners, we can help you with some simple steps that might make or save you money along the way.

Equity Release

Arranged through an introduction to a third party, this could be a way of generating extra cash to pay for anything from a dream holiday to helping out family in their time of need.

A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.

Financial Planning

With bank interest rates so low there is no better time to maximise your returns and minimise your tax. Whilst our speciality is mortgages, we can offer all aspects of Financial Planning through an introduction to Paul Schofield Wealth Management. Paul is an Associate Partner of St James’ Place.